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● The first time a child taps a phone to pay for something, the money disappears with a beep. No bills exchanged, no coins returned. That’s when many parents realize an uncomfortable truth: They can’t explain what just happened ● By Charlie Wells ● Illustration by Shira Inbar G iven how fast personal finance has moved from an analog exercise in balancing a checkbook to needing to understand digital payments and crypto currency, parents of school-age kids aren’t exactly sure how to talk to their children—let alone teach them—about modern finance. Yet most Gen Alpha kids have far more access to money and control over how it’s spent than their moms or dads did at their age. …
摘自《彭博商业周刊》(Bloomberg Businessweek)2026年3月刊。仅引用开头一小段供了解文章,版权归原刊所有,全文请阅读原刊。