使用数字钱包的最佳方式

Apple Wallet. PayPal. Venmo. Tools like these can make paying easier, and often more secure. How to choose the right apps and avoid costly mistakes. BY LISA L. GILL Stand in line at a checkout counter and you’ll see many people tapping their phones to pay instead of digging for a credit card, let alone counting out paper money. Their financial information is stored in a phone app called a digital wallet, and the transactions can be quite safe—arguably more secure than using a plastic card. It’s convenient, too, and digital wallets have become very popular. About 60 percent of people in the U.S. …