PayPal面临结账业务日益增长的压力

PayPal is confronting mounting challenges to its core online checkout business as competitors chip away at a model that once dominated digital payments. Long known as a default option for e-commerce transactions, PayPal now finds itself navigating a more crowded and competitive landscape where merchants and consumers have more choices than ever. The shift is not sudden, but it is becoming more visible as rival services expand capabilities and integrate more deeply into shopping experiences. A BUSINESS BUILT ON CHECKOUT IS EVOLVING For years, PayPal’s strength came from its simplicity. A single login allowed users to complete purchases across millions of websites without re-entering payment details. That convenience helped establish the company as a central player in online commerce. …