美国运通将积分兑换功能引入Apple Pay

American Express has expanded its partnership with Apple by allowing eligible cardholders to redeem Membership Rewards points directly when paying with Apple Pay on the web and in supported iPhone apps. The new feature adds another layer of flexibility to Apple Pay by letting customers choose between paying with their card, redeeming reward points, or combining both during checkout. Instead of visiting a separate rewards portal or converting points before making a purchase, eligible users can apply their Membership Rewards balance as part of the payment process. The update reflects a broader trend among financial institutions to integrate loyalty programs more deeply into digital wallets, making rewards easier to use in everyday transactions. …